Sunday, January 16, 2022

1/16/22: I Checked My Insurance Claims Online

Our health insurance coverage year actually starts on July 1, re-setting the deductible, so we've had to pay some bills. We have a high deductible health plan, but thanks to monthly cancer treatment (plus all our regular medical appointments), we met the deductible in October. 

The "cost to me" numbers below are what we expect to pay based on what the insurance company tells us. Up until now, it's been an accurate accounting of what we've actually paid, but for some reason, we haven't been billed yet for some of the appointments from last year. I don't know what's up, but I'm not about to complain about not being billed. 

7/9/21: Lupron: $571.16 (With insurance, cost to me: $521.76.)
8/6/21: Lupron: $571.16 (With insurance, cost to me: $521.76.)
9/3/21: Lupron: $571.16 (With insurance, cost to me: $521.76.)
10/1/21: Lupron: $571.16 (With insurance, cost to me: $377.16.)

At this point, we met our deductible, so everything below was covered by insurance, no charge to us.

10/4/21: Tamoxifen (generic): $228.99 
10/29/21: Lupron: $571.16 (After this appointment, stopped blogging Lupron-only appointments.) 
11/26/21: Lupron: $571.16
12/23/21: Tamoxifen (generic): $228.99
12/23/21: Medical Oncology NP Hospital (Including Blood Work) + Lupron: $1,562.16
12/23/21: Medical Oncology NP Appointment: $326

Total cost to date: $432,969.71
With insurance, cost to me: $10,197.07

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