Saturday, October 12, 2019

10/12/19: I Checked My Insurance Claims Online

With payment of the last bill, I met my insurance deductible, so all my remaining medical claims for the coverage year should be paid in full by my insurance.

I don't think the insurance company sends me any statements when I don't have anything to pay, so I logged into my online account to see what has been charged.

Like I mentioned before, I don't fully understand everything that's posted in my online account, especially in the claim detail pages. But the "Recent Activity" summary page lists two numbers, a "Claim Total" amount and a "You Pay" amount. I'm using the "Claim Total" in my "Total cost to date" tally. The "You Pay" amount for all these claims is $0.

8/23/19: Surgery Breast Surgeon: $9,754.00
8/23/19: Surgery Pathologist: $1,553.00
8/23/19: Surgery Hospital (Incuding Pharmacy, Anesthesiology, Radiology, Pathology): $18,716.15
9/17/19: Oncotype DX Testing: $4,620.00
9/18/19: Physical Therapy Appointment #1: $492.00
9/19/19: Medical Oncologist Appointment: $552.00
9/19/19: Medical Oncologist Hospital (Including Blood Draw/Lab Work and Appointment): $842.00
9/23/19: Physical Therapy Appointment #2: $250.00
9/24/19: Hospital (Blood Draw/Lab Work): $82.00
9/25/19: Port Placement Hospital: $5,789.98
9/25/19: Port Placement Surgeon: $1,162.00
9/26/19: Port Check Appointment (Bruise): $161.00
9/26/19: Echocardiogram Hospital: $1,133.00
9/26/19: Echocardiogram Cardiologist: $240.00
10/2/19: Physical Therapy Appointment #3: $375.00
10/3/19: Hospital (Including Blood Draw/Lab Work): $737.00
10/4/19: Chemotherapy Cycle #1 (Including Lupron): $11,601.92

Sub-total: $58,061.05

Total cost to date: $83,735.31
With insurance, cost to me: $4,193.16

2 comments:

  1. Whoa, those charges are crazy high! the first cycle of chemo was $11k???? yikes! That's ONE visit? The surgery is like $30k!?? yikes!

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